{"id":54994,"date":"2025-11-05T15:19:51","date_gmt":"2025-11-05T06:19:51","guid":{"rendered":"https:\/\/www.marketreport.jp\/insight\/?p=54994"},"modified":"2026-06-16T08:46:51","modified_gmt":"2026-06-15T23:46:51","slug":"japan-car-loan-market-verified","status":"publish","type":"post","link":"https:\/\/www.marketreport.jp\/insight\/japan-car-loan-market-verified\/","title":{"rendered":"\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u7528\u30ed\u30fc\u30f3\u5e02\u5834\uff1a\u30ed\u30fc\u30f3\u7a2e\u985e\u5225\uff08\u65b0\u8eca\u30ed\u30fc\u30f3\u3001\u4e2d\u53e4\u8eca\u30ed\u30fc\u30f3\uff09\u3001\u8eca\u4e21\u7a2e\u985e\u5225\uff08\u4e57\u7528\u8eca\u3001\u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09\uff09\u3001\u30ed\u30fc\u30f3\u671f\u9593\u5225\uff08\u77ed\u671f\u30ed\u30fc\u30f3\uff081\uff5e3\u5e74\uff09\u3001\u4e2d\u671f\u30ed\u30fc\u30f3\uff083\uff5e5\u5e74\uff09\uff09\u3001\u5730\u57df\u52252026-2032"},"content":{"rendered":"

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\u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09\u9700\u8981\u306e\u5897\u52a0\u306f\u65e5\u672c\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u304b\uff1f<\/h3>\n

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\u56fd\u30fb\u5730\u57df\u5225<\/u><\/h2>\n

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\u5927\u962a\u306e\u9ad8\u9f62\u5316\u3068\u6301\u7d9a\u53ef\u80fd\u306a\u30e2\u30d3\u30ea\u30c6\u30a3\u52d5\u5411\u304c\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u304b\uff1f<\/h3>\n

\u5927\u962a\u306b\u304a\u3051\u308b\u4eba\u53e3\u52d5\u614b\u306e\u5909\u5316\u3068\u6301\u7d9a\u53ef\u80fd\u306a\u30e2\u30d3\u30ea\u30c6\u30a3\u306e\u6f6e\u6d41\u306f\u3001\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u6210\u9577\u306e\u91cd\u8981\u306a\u89e6\u5a92\u3068\u306a\u308a\u307e\u3059\u30022023\u5e7411\u6708\u3001\u5927\u962a\u5e9c\u4ea4\u901a\u5c40\u306f\u3001\u7279\u306b\u9ad8\u9f62\u8005\u5411\u3051\u8eca\u4e21\u306b\u91cd\u70b9\u3092\u7f6e\u3044\u305f\u88dc\u52a9\u91d1\u4ed8\u304d\u30ed\u30fc\u30f3\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u901a\u3058\u305f\u30a8\u30b3\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u8eca\u8cfc\u5165\u652f\u63f4\u306e\u305f\u3081\u3001350\u5104\u5186\u898f\u6a21\u306e\u65bd\u7b56\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30c8\u30e8\u30bf\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30b5\u30fc\u30d3\u30b9\u304c2023\u5e7410\u6708\u306b\u897f\u65e5\u672c\u5730\u57df\u3067\u5c55\u958b\u3057\u305f\u53d6\u308a\u7d44\u307f\u3068\u4e00\u81f4\u3057\u3066\u304a\u308a\u3001\u540c\u793e\u306f\u5730\u57df\u9280\u884c\u3068\u63d0\u643a\u3057\u3001\u9000\u8077\u8005\u3084\u9ad8\u9f62\u8005\u3092\u5bfe\u8c61\u3068\u3057\u305f12\u306e\u65b0\u305f\u306a\u67d4\u8edf\u306a\u878d\u8cc7\u5546\u54c1\u3092\u7acb\u3061\u4e0a\u3052\u307e\u3057\u305f\u3002<\/p>\n

SBI\u30aa\u30fc\u30c8\u30ed\u30fc\u30f3\u306b\u304a\u3044\u3066\u3082\u30012023\u5e74\u7b2c3\u56db\u534a\u671f\u306b\u5927\u962a\u570f\u3067\u306e\u7533\u8fbc\u4ef6\u6570\u304c38\uff05\u5897\u52a0\u3057\u300160\u6b73\u4ee5\u4e0a\u306e\u501f\u308a\u624b\u304c\u540c\u5730\u57df\u306b\u304a\u3051\u308b\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u627f\u8a8d\u7dcf\u6570\u306e23\uff05\u4ee5\u4e0a\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u4e09\u83f1UFJ\u3068\u307f\u305a\u307b\u3082\u9ad8\u9f62\u5316\u6d88\u8cbb\u8005\u306e\u52d5\u5411\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001MUFG\u306f2024\u5e741\u6708\u3001\u5730\u5143\u30c7\u30a3\u30fc\u30e9\u30fc\u3068\u63d0\u643a\u3057\u3001\u9ad8\u9f62\u30c9\u30e9\u30a4\u30d0\u30fc\u5411\u3051\u306e\u30b3\u30f3\u30d1\u30af\u30c8\u30ab\u30fc\u3084\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u8eca\u306b\u7279\u5316\u3057\u305f\u30ed\u30fc\u30f3\u6761\u4ef6\u3092\u63d0\u4f9b\u3059\u308b\u3068\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u3046\u3057\u305f\u6226\u7565\u7684\u53d6\u308a\u7d44\u307f\u3068\u76f8\u307e\u3063\u3066\u3001\u5927\u962a\u5e02\u306e\u9ad8\u9f62\u5316\u304c\u9032\u3080\u4eba\u53e3\u69cb\u6210\u304c\u76f8\u307e\u3063\u3066\u30012024\u5e74\u521d\u982d\u6642\u70b9\u3067\u30a8\u30b3\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u8eca\u4e21\u306e\u878d\u8cc7\u304c\u524d\u5e74\u6bd442\uff05\u5897\u52a0\u3057\u3001\u5927\u962a\u306f\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u62e1\u5927\u306b\u304a\u3051\u308b\u91cd\u8981\u306a\u62e0\u70b9\u3068\u3057\u3066\u306e\u5730\u4f4d\u3092\u78ba\u7acb\u3057\u307e\u3057\u305f\u3002<\/p>\n

\u7af6\u4e89\u74b0\u5883<\/h3>\n

\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u306b\u304a\u3051\u308b\u7af6\u4e89\u74b0\u5883\u306f\u3001\u5f93\u6765\u578b\u306e\u9280\u884c\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3001\u304a\u3088\u3073\u4e3b\u8981\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306e\u81ea\u52d5\u8eca\u91d1\u878d\u90e8\u9580\u304c\u6df7\u5728\u3059\u308b\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002\u7af6\u4e89\u306f\u4e3b\u306b\u91d1\u5229\u3001\u878d\u8cc7\u6761\u4ef6\u3001\u5be9\u67fb\u30b9\u30d4\u30fc\u30c9\u3001\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u306a\u3069\u306e\u8981\u7d20\u306b\u3088\u3063\u3066\u4fc3\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u9280\u884c\u3068\u81ea\u52d5\u8eca\u8ca9\u58f2\u5e97\u307e\u305f\u306f\u30e1\u30fc\u30ab\u30fc\u3068\u306e\u63d0\u643a\u306f\u3001\u6d88\u8cbb\u8005\u306e\u30cb\u30fc\u30ba\u306b\u5408\u308f\u305b\u305f\u7af6\u4e89\u529b\u306e\u3042\u308b\u878d\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u4e0a\u3067\u91cd\u8981\u306a\u5f79\u5272\u3092\u679c\u305f\u3057\u3066\u3044\u307e\u3059\u3002\u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09\u3078\u306e\u9700\u8981\u62e1\u5927\u306b\u4f34\u3044\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u3053\u306e\u65b0\u8208\u5e02\u5834\u306b\u5bfe\u5fdc\u3057\u305f\u5c02\u9580\u30ed\u30fc\u30f3\u5546\u54c1\u306e\u5c0e\u5165\u3082\u9032\u3081\u3066\u3044\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u878d\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u304c\u6d88\u8cbb\u8005\u306b\u8fc5\u901f\u304b\u3064\u67d4\u8edf\u306a\u81ea\u52d5\u8eca\u91d1\u878d\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u4e2d\u3001\u5e02\u5834\u306e\u7af6\u4e89\u306f\u307e\u3059\u307e\u3059\u6fc0\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n

\u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\u3067\u6d3b\u52d5\u3059\u308b\u4e3b\u8981\u306a\u30d7\u30ec\u30a4\u30e4\u30fc\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u4f01\u696d\u304c\u3042\u308a\u307e\u3059\uff1a<\/p>\n

    \n
  • Toyota Financial Services<\/li>\n
  • Honda Finance<\/li>\n
  • Mitsubishi UFJ Financial Group (MUFG)<\/li>\n
  • Sumitomo Mitsui Trust Bank<\/li>\n
  • Rakuten Bank<\/li>\n<\/ul>\n

    \u6700\u65b0\u52d5\u5411<\/h3>\n
      \n
    • 2023\u5e744\u6708\u3001\u30c8\u30e8\u30bf\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30b5\u30fc\u30d3\u30b9\u306f\u3001\u65e5\u672c\u56fd\u5185\u306e\u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09\u8cfc\u5165\u8005\u5411\u3051\u306b\u3001\u67d4\u8edf\u306a\u30ed\u30fc\u30f3\u6761\u4ef6\u3068\u4f4e\u91d1\u5229\u3092\u63d0\u4f9b\u3059\u308b\u65b0\u305f\u306a\u53d6\u308a\u7d44\u307f\u3092\u5c0e\u5165\u3057\u307e\u3057\u305f\u3002\u540c\u793e\u306f\u3001\u3088\u308a\u5229\u7528\u3057\u3084\u3059\u3044\u878d\u8cc7\u306b\u3088\u308a\u3001\u30a8\u30b3\u30d5\u30ec\u30f3\u30c9\u30ea\u30fc\u306a\u81ea\u52d5\u8eca\u3078\u306e\u9700\u8981\u62e1\u5927\u3092\u652f\u63f4\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u65e5\u672c\u304c\u63a8\u9032\u3059\u308b\u4e8c\u9178\u5316\u70ad\u7d20\u6392\u51fa\u91cf\u524a\u6e1b\u306e\u53d6\u308a\u7d44\u307f\u3068\u4e00\u81f4\u3057\u3001\u9b45\u529b\u7684\u306a\u878d\u8cc7\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u901a\u3058\u3066\u6d88\u8cbb\u8005\u304cEV\u3092\u9078\u629e\u3059\u308b\u3088\u3046\u4fc3\u3059\u3082\u306e\u3067\u3059\u3002<\/li>\n
    • 2024\u5e742\u6708\u3001\u4e09\u83f1UFJ\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30b0\u30eb\u30fc\u30d7\uff08MUFG\uff09\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3092\u8fc5\u901f\u306b\u5be9\u67fb\u30fb\u627f\u8a8d\u3067\u304d\u308b\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u958b\u59cb\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u7279\u306b\u30aa\u30f3\u30e9\u30a4\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u3092\u597d\u3080\u82e5\u3044\u4e16\u4ee3\u306e\u9867\u5ba2\u306e\u5229\u4fbf\u6027\u5411\u4e0a\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u306f\u3001\u5373\u6642\u5be9\u67fb\u627f\u8a8d\u3084\u3001\u9867\u5ba2\u306e\u4fe1\u7528\u30b9\u30b3\u30a2\u3068\u8eca\u4e21\u306e\u597d\u307f\u306b\u57fa\u3065\u3044\u305f\u500b\u5225\u30ed\u30fc\u30f3\u30d7\u30e9\u30f3\u306a\u3069\u306e\u6a5f\u80fd\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/li>\n<\/ul>\n

      \u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\uff08\u30ab\u30c6\u30b4\u30ea\u30fc\u5225\uff09<\/h2>\n

      \u30ed\u30fc\u30f3\u7a2e\u985e<\/h3>\n
        \n
      • \u65b0\u8eca\u30ed\u30fc\u30f3<\/li>\n
      • \u4e2d\u53e4\u8eca\u30ed\u30fc\u30f3<\/li>\n
      • \u30ea\u30fc\u30b9\uff06\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30b3\u30f3\u30c8\u30e9\u30af\u30c8\u30fb\u30d7\u30e9\u30f3\uff08PCP\uff09<\/li>\n<\/ul>\n

        \u8eca\u4e21\u7a2e\u985e<\/h3>\n
          \n
        • \u4e57\u7528\u8eca<\/li>\n
        • \u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09<\/li>\n
        • \u5546\u7528\u8eca<\/li>\n<\/ul>\n

          \u30ed\u30fc\u30f3\u671f\u9593<\/h3>\n
            \n
          • \u77ed\u671f\u30ed\u30fc\u30f3\uff081\uff5e3\u5e74\uff09<\/li>\n
          • \u4e2d\u671f\u30ed\u30fc\u30f3\uff083\uff5e5\u5e74\uff09<\/li>\n
          • \u9577\u671f\u30ed\u30fc\u30f3\uff085\u5e74\u4ee5\u4e0a\uff09<\/li>\n<\/ul>\n

            \u5730\u57df<\/h3>\n
              \n
            • \u65e5\u672c<\/li>\n<\/ul>\n

              \"\"<\/p>\n

              1. \u306f\u3058\u3081\u306b<\/strong><\/b><\/p>\n

              \u2022 \u5e02\u5834\u5b9a\u7fa9<\/p>\n

              \u2022 \u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<\/p>\n

              \u2022 \u8abf\u67fb\u65b9\u6cd5\u8ad6<\/p>\n

              2. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/strong><\/b><\/p>\n

              \u2022 \u4e3b\u8981\u306a\u8abf\u67fb\u7d50\u679c<\/p>\n

              \u2022 \u5e02\u5834\u6982\u8981<\/p>\n

              \u2022 \u5e02\u5834\u30cf\u30a4\u30e9\u30a4\u30c8<\/p>\n

              3. \u5e02\u5834\u6982\u8981<\/strong><\/b><\/p>\n

              \u2022 \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u53ef\u80fd\u6027<\/p>\n

              \u2022 \u5e02\u5834\u52d5\u5411<\/p>\n

              \u2022 \u5e02\u5834\u63a8\u9032\u8981\u56e0<\/p>\n

              \u2022 \u5e02\u5834\u5236\u7d04\u8981\u56e0<\/p>\n

              \u2022 \u5e02\u5834\u6a5f\u4f1a<\/p>\n

              \u2022 \u30dd\u30fc\u30bf\u30fc\u306e\u4e94\u529b\u5206\u6790<\/p>\n

              4. \u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\uff08\u30ed\u30fc\u30f3\u7a2e\u985e\u5225\uff09<\/strong><\/b><\/p>\n

              \u2022 \u65b0\u8eca\u30ed\u30fc\u30f3<\/p>\n

              \u2022 \u4e2d\u53e4\u8eca\u30ed\u30fc\u30f3<\/p>\n

              \u2022 \u30ea\u30fc\u30b9\u53ca\u3073\u500b\u4eba\u5411\u3051\u5951\u7d04\u30d7\u30e9\u30f3\uff08PCP\uff09<\/p>\n

              5. \u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\uff08\u8eca\u7a2e\u7a2e\u985e\u5225\uff09<\/strong><\/b><\/p>\n

              \u2022 \u4e57\u7528\u8eca<\/p>\n

              \u2022 \u96fb\u6c17\u81ea\u52d5\u8eca\uff08EV\uff09<\/p>\n

              \u2022 \u5546\u7528\u8eca<\/p>\n

              6. \u65e5\u672c\u306e\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u5e02\u5834\uff08\u30ed\u30fc\u30f3\u671f\u9593\u5225\uff09<\/strong><\/b><\/p>\n

              \u2022 \u77ed\u671f\u30ed\u30fc\u30f3\uff081\uff5e3\u5e74\uff09<\/p>\n

              \u2022 \u4e2d\u671f\u30ed\u30fc\u30f3\uff083\uff5e5\u5e74\uff09<\/p>\n

              \u2022 \u9577\u671f\u30ed\u30fc\u30f3\uff085\u5e74\u4ee5\u4e0a\uff09<\/p>\n

              7. \u5730\u57df\u5225\u5206\u6790<\/strong><\/b><\/p>\n

              \u2022 \u65e5\u672c<\/p>\n

              8. \u5e02\u5834\u52d5\u5411<\/strong><\/b><\/p>\n

              \u2022 \u5e02\u5834\u63a8\u9032\u8981\u56e0<\/p>\n

              \u2022 \u5e02\u5834\u6291\u5236\u8981\u56e0<\/p>\n

              \u2022 \u5e02\u5834\u6a5f\u4f1a<\/p>\n

              \u2022 COVID-19\u304c\u5e02\u5834\u306b\u4e0e\u3048\u308b\u5f71\u97ff<\/p>\n

              9. \u7af6\u4e89\u74b0\u5883<\/strong><\/b><\/p>\n

              \u2022 \u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc<\/p>\n

              \u2022 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n

              10. \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb<\/strong><\/b><\/p>\n

              \u2022 \u30c8\u30e8\u30bf\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30b5\u30fc\u30d3\u30b9<\/p>\n

              \u2022 \u30db\u30f3\u30c0\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9<\/p>\n

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